Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana (PM-JAY), was launched by the Government of India in 2018 to provide universal health coverage to the underprivileged and economically weaker sections of the society. Under this scheme, the Ayushman card was also introduced, which provides access to a range of healthcare benefits to the beneficiaries. In this article, we will discuss the ayushman card benefits that have been unveiled for people across India.
According to the official website of Ayushman Bharat, the Ayushman card is a benefit card that is given to the eligible beneficiaries of the scheme. The cardholder can avail of various healthcare services at any of the empanelled hospitals across the country. The ayushman card benefits include in-patient hospitalization, pre and post hospitalization expenses, diagnostics, and other medical costs incurred during the hospital stay.
One of the primary benefits of the Ayushman card is that it provides cashless treatment to the cardholders. This means that the beneficiaries do not have to pay for their hospitalization expenses out of their pockets. The hospital bills are directly settled by the government through the insurance agency.
Another significant ayushman card benefit is that it provides coverage to the entire family of the beneficiary. The card covers up to five family members, which includes the cardholder, their spouse, and up to three dependent children. This ensures that the entire family receives access to quality healthcare facilities without the fear of financial constraints.
Under the Ayushman Bharat Yojana, the government has established a network of empanelled hospitals across the country. These hospitals have been mandated to provide quality healthcare services to the beneficiaries of the scheme. The cardholders can choose any of these hospitals for their treatment, and the expenses will be covered under the scheme.
The Ayushman card benefits also include coverage for various pre-existing illnesses, which was not covered under the earlier government health insurance schemes. This means that beneficiaries suffering from chronic conditions such as diabetes, hypertension, and cancer can now avail of quality healthcare services under this scheme without any financial burden.
The Ayushman card benefits also extend to cover the costs of transportation for the beneficiaries to and from the hospital. This is especially beneficial for people living in rural areas who have limited access to healthcare facilities. The scheme covers the expenses of the ambulance service if it is required to transport the patient to the hospital.
To avail of the Ayushman card benefits, the beneficiaries have to apply for the card through the official website or by visiting the nearest Ayushman Bharat kiosk. The card is issued within a few days, and the beneficiary can start availing the healthcare services as soon as they receive the card.
In conclusion, the Ayushman card benefits are a significant step towards achieving universal health coverage for the citizens of India. The scheme has provided access to quality healthcare services for millions of underprivileged and economically weaker sections of the society. The cashless hospitalization, coverage for pre-existing conditions, and access to a network of empanelled hospitals are some of the significant benefits of the scheme. The government must continue to promote and scale up the Ayushman Bharat Yojana to ensure that every citizen of the country has access to quality healthcare services without any financial constraints.
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