Ayushman Bharat Yojana: Is it the answer to India's healthcare problems?

In 2018, the Indian government launched the Ayushman Bharat Yojana - a healthcare initiative aimed at providing financial protection and healthcare to the country's poor and vulnerable sections. The scheme is the world's largest government-funded healthcare scheme and is projected to benefit over 10 crore families in India.


India has one of the largest populations globally, and healthcare has emerged as a crucial social issue for the country. The Ayushman Bharat Yojana aims to bridge the gap between the healthcare needs of the population and the country's healthcare infrastructure.

Healthcare in India has been inadequate in many ways. There is a shortage of doctors, healthcare facilities, and medical personnel in rural areas, as most of the doctors prefer metropolitan cities to practice. This has resulted in the underutilisation of healthcare infrastructure in many parts of the country.




The Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana (PMJAY), intends to address these concerns by providing financial support for health needs of the underprivileged. The scheme covers secondary and tertiary hospitalization, with hospitalisation expenses of up to Rs. 5 lakh per family per year.

Beneficiaries of the scheme are identified based on the Socio-Economic Caste Census (SECC) conducted in 2011. The scheme provides free healthcare facilities to families with an annual income of up to 8 lakhs.

The scheme also aims to provide preventive healthcare services to the people. It is focused on ensuring that patients get the right diagnosis and treatment for chronic diseases, such as diabetes and hypertension, before they become severe.

The Ayushman Bharat Yojana has received mixed responses from people across the country. While some believe it could make a significant difference in the lives of the poor and the needy, others doubt its effectiveness and sustainability.

According to a study published in the National Centre for Biotechnology Information, India has taken significant strides in improving healthcare access and quality. Still, a lot more needs to be done to meet the population's needs effectively.

The study stated that the Ayushman Bharat Yojana has the potential to provide financial protection to millions of people who would have otherwise had to bear healthcare expenses on their own. However, the success of the scheme would depend on many factors, including the availability of health care facilities, infrastructure, and trained medical personnel.

In conclusion, the Ayushman Bharat Yojana is an essential initiative towards reforming India's healthcare sector. Its implementation has already started providing benefits, and there is hope that the scheme will continue to make a positive impact in the country. However, it is equally important to address the underlying issues that have led to inadequate healthcare, such as insufficient healthcare facilities, underutilisation of existing infrastructure, and lack of medical personnel in rural areas. It is only when these issues are addressed that the scheme will realise its full potential in providing financial protection and quality healthcare to India's most vulnerable sections. 


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SSRajdeep

Rajdeep is a well-known financial advisor with the ability to keep track and predict market trends with the utmost accuracy. He has been managing portfolios for over 10 years now, helping his clients achieve their dreams of security, financial freedom and total peace of mind.

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