Niva Bupa Policy is a comprehensive health insurance plan designed to provide coverage for a wide range of medical expenses. It is an ideal option for individuals and families who are looking for a reliable insurance policy that offers extensive benefits and coverage.
The policy covers a range of medical expenses, including hospitalisation, diagnostic tests, surgeries, and post-hospitalisation expenses. It also offers coverage for pre-existing medical conditions after a waiting period of 24 months. Additionally, it covers the expenses of alternative treatment methods such as Ayurveda, Homeopathy, and Unani.
One of the major Niva Bupa Policy Details is that it provides coverage for both in-patient and out-patient medical expenses. In-patient expenses include hospitalisation charges, room rent, nursing charges, and intensive care unit (ICU) charges. Out-patient expenses include diagnostic tests, consultation fees, and medical expenses related to day-care procedures.
The policy also provides coverage for emergency ambulance services and offers a daily cash allowance for hospitalisation. It also covers expenses related to organ transplantation and offers coverage for mental health treatments as well.
Another notable benefit of the Niva Bupa Policy is that it offers worldwide coverage for medical expenses. This means that individuals and families who frequently travel abroad can avail themselves of the policy's benefits and coverage even when they are outside of India.
In terms of policy features, the Niva Bupa Policy offers flexible options for individuals and families to choose from. It offers a range of sum insured options, ranging from Rs. 2 lakh to Rs. 2 crore. Additionally, the policy offers lifelong renewability, which means that individuals and families can renew their policy for as long as they want without any age restrictions.
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