Niva Health Insurance is a health insurance provider that offers a variety of plans to suit different customer needs. Niva Health Insurance provides a range of insurance plans that can be tailored to fit the specific needs of customers.
The different types of Niva Health Insurance plans include:
1. Preferred Provider Organization (PPO): A PPO plan offers members the ability to choose their own healthcare providers and services. Members have access to a wide network of providers and can choose to go out-of-network if they choose.
2. Health Maintenance Organization (HMO): An HMO plan offers members the ability to choose from a limited network of healthcare providers and services. Members must select a primary care doctor and must obtain a referral from that doctor for any specialty care.
3. High Deductible Health Plan (HDHP): An HDHP plan offers members the ability to pay a lower premium in exchange for higher out-of-pocket costs. The plan covers a wide range of services, including preventive care, but requires members to pay a deductible before the insurance kicks in.
4. Point of Service (POS) Plan: A POS plan is similar to an HMO plan, but allows members to go out-of-network if they choose. The plan typically covers a wide range of services, including preventive care, but requires members to pay a deductible before the insurance kicks in.
No matter which type of Niva Health Insurance plan you choose, it is important to understand the details and coverage of each plan. It is also important to shop around and compare plans to find the one that best meets your needs. By understanding the different types of health insurance plans available from Niva Health Insurance, you can make an informed decision about the best plan for you and your family.
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