According to the law, riding a motorcycle without proper insurance is an offense that can result in a fine. In India, a two-wheeler insurance policy is required by law and has proven to benefit its owners greatly. You can get bajaj allianz bike insurance for your bike and be safe.
Why is it important?
Two-wheeler insurance is necessary if you want to reduce the risk you take whenever you get behind the wheel. The following is a list of perks that come with having coverage for bike insurance:
Protection from the Effects of Natural Disasters
Your bike insurance policy will protect you from incidents like fires and explosions, even if they aren't as common as natural disasters like earthquakes and floods. If you wind up being the victim of unpredictability, you always have the option to file a claim for the damages under the coverage of your bike insurance policy.
Protection from a Third Party
Third-party insurance, often known as "act only" insurance, is required of everyone who owns a motorcycle or scooter with fewer than three wheels. The covered individual and the bike are protected from being held liable for any claims made by third parties by the two-wheeler insurance company.
Protection for the Individual
If the owner sustains injuries while riding the bike, they are covered by the insurance policy for the bike, which provides compensation in the event of such injuries. The person can put the money to use whatever they see fit, and the total amount of the bike insurance claim could differ depending on the circumstances.
Obligated to do so by law
The law is the most important and influential leading authority that people can follow. The legislation in India requires that you have insurance coverage for your motorcycle. The Motor Vehicles Act stipulates that the owner of a motor vehicle must carry a minimum third-party two-wheeler insurance policy at all times.
Documents need to apply for bike insurance online
The foundation of online bike insurance is documentation records. The required documentation for bajaj allianz bike insurance includes:
Identity documentation (passport/licence/ration driver's card)
If present, there is an old policy number for NCB on the bike's registration certificate.
Address verification (voter ID card, passport, or Aadhaar)